Business Banker
Location: Sioux Falls, South Dakota
Description: The First National Bank in Sioux Falls is employing Business Banker right now, this occupation will be located in South Dakota. More complete informations about this occupation opportunity please give attention to these descriptions. Position : Business Banker
Department/Branch : Business Banking/Western Mall
Work Schedule : Monday â€" Friday, 8:00 a.m. to 5:00 p.m.
JOB SUMMARY
Develops and manages profitable financial account relationships with the business, professional, and retail communities. Originates and structures credit requests, administers relationships by coordinating with all areas of the Bank, and provides profitable solutions to meet the financial needs of customers. Strong sense of self-motivation and capacity for independent decision making.
ESSENTIAL FUNCTIONS
Solicit, evaluate, originate, and structure credit requests consistent with Bank loan policy and solicit deposit relationships. Manage relationships that support expected individual loan and deposit volume goals while producing appropriate interest and fee income for the Bank.
Proactively manage portfolio to lessen risk exposure and increase quality consistent with Bank policy guidelines. Perform accurate documentation, credit analysis, and file maintenance, adding to the soundness of the credit portfolio and preparation for third-party review.
Develop and maintain a network of referra l sources including accountants, attorneys, insurance agents, appraisers, key customers, and other Bank personnel.
Expand and solidify customer relationships through referrals to appropriate areas of the Bank with the goal of increased profitability.
Loan portfolio of < $11 million
COMPENTENCIES
Continuous Learning
Actively identifying new areas for learning; regularly creating and taking advantage of learning opportunities; using newly gained knowledge and skill on the job and learning through their application.
Communication
Conveying information and ideas clearly and concisely to individuals or groups in an engaging manner that helps them understand and retain the message; listening actively to others.
Quality Orientation
Accomplishing tasks by considering all areas involved, no matter how detailed; showing concern for all aspects of the job; accurately checking processes and tasks; being watchful over a period of time.
Planning and Organizing
Establishing an action plan for self and others to complete work efficiently and on time by setting priorities, establishing timelines, and leveraging resources.
Technical/Professional Knowledge and Skills
Having achieved a satisfactory level of technical, functional, and/or professional skill or knowledge in position-related areas; keeping up with current developments and trends in areas of expertise; leveraging expert knowledge to accomplish results.
REQUIREMENTS
Education: Bachelor’s Degree preferred in Business or other related field.
Experience: 1-2 years of prior lending experience.
Skills/Attributes:
Ability to conduct relationships in a manner that will ensure cooperation and positive results.
Demonstrate a high degree of concern for professional and innovative customer service.
Effective and professional verbal and written communication skills.
APPLY HERE ​​​​​
The First National Bank in Sioux Falls is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.
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If you were eligible to this occupation, please email us your resume, with salary requirements and a resume to The First National Bank in Sioux Falls.
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This occupation starts available on: Thu, 22 Feb 2018 22:35:36 GMT